Questions and answers

Grandpappy Point · Mill Creek · Little Mineral

Questions and answers

Everything about your 2027 agreement, and about month to month for new customers, in one place. Tap a question to open it.

64 questions in 10 groups · updated October 16, 2026

Why sign now

What do I get for signing early?
  • A rate locked through 2028, if you choose the two-year agreement by November 30.
  • Nothing due today. Your first payment is January 1, 2027 at the earliest, and later if you’ve prepaid into 2027.
  • Navigator Card benefits from the day your agreement is validated (wet slips and mobile home lots).
  • More chances to win. Every Friday you’re signed, you’re in that week’s Early Return Drawing.
Is the two-year agreement really the better deal?

Yes. It’s a limited offering: we’ve never offered a two-year agreement before, and we’re doing it now to reward customers who plan to stay with us.

  • Paid monthly: a lower monthly rate than the one-year agreement, locked until January 1, 2029.
  • Prepaid: each year costs 10½ months of the one-year monthly rate, instead of 11.

It’s available only on agreements signed by November 30, 2026.

Do I owe anything when I sign?

No. Nothing is due and nothing is charged when you sign. Your first payment under the new agreement is January 1, 2027 at the earliest. If you’ve prepaid into 2027, nothing is due until your prepaid months are used up (see “I prepaid into 2027. How does that work?”).

If your account has a past-due balance, sign anyway. The balance stays on your account, and we’ll contact you separately about how you’d like to pay it.

What is the Navigator Card?

Our thank-you to wet slip and mobile home lot customers with a completed 2027 agreement:

  • 10% off fuel at Grandpappy Point and Mill Creek, ship stores, our restaurants, cabins, RV sites and flat-rate service
  • Free pump-out at the Grandpappy Point and Mill Creek fuel docks
  • Priority winterization and haul-out scheduling
  • An annual boat ramp pass, coming soon at no charge; until then, ask the office for a day pass

Benefits start the day your agreement is validated, card or no card. Your account needs to be current to use the card. Cards go out by October 31. Details at bcbmarina.com/navigator.

How does the Early Return Drawing work?

There’s nothing to enter. Every completed 2027 agreement is in the drawing at its own marina, so you compete only with your neighbors. Two-year agreements get two entries. No purchase or payment needed.

What can I win, and when?

At each marina: a $200 winner every Friday through December 18, a $200 month-end bonus on October 30, November 27 and December 18, and on December 18 a $1,000 Grand Prize and a $1,000 Two-Year Grand Prize. That’s $15,000 in all across the three marinas. Winners are posted by space, never by name, at bcbmarina.com/drawing.

Can I win more than once?

Yes. You stay eligible for every later drawing, including both grand prizes. One prize per customer per drawing. Winnings of $600 or more need a Form W-9 before we pay. The drawing has no effect on your rate or your space.

Signing takes minutes, and we'll help

How do I sign?

Open the personal link we emailed you from records@bcbmarina.com, confirm your details, choose your term and how you’ll pay, and sign. Most customers finish in a few minutes.

My link says my ZIP code or phone number doesn't match.

That usually means our records are out of date, not that you did anything wrong. Reply with the ZIP and phone number you use, and we’ll correct our record and send a fresh link. Or call your marina office for a code by phone.

I'd rather do it in person.

Stop by your marina office and see us. We help customers complete their agreements every day, and we’ll print your completed copy for you.

Two of us are named on the agreement. How do we both sign?

Each person named signs, and each needs their own email address; two people can’t sign from the same email. Send us each person’s email at records@bcbmarina.com and we’ll set it up.

A name or detail on my agreement is wrong.

Tell us before you sign. Contact details you can update as you go. For anything you can’t change on the page, like your space, a person named, or a prepayment, email records@bcbmarina.com and we’ll send a corrected link.

What do I need to have ready?

Insurance certificate not quite right yet? Sign anyway; you’ll have 30 days to fix it (see “How do I send my certificate, and what if it isn't right yet?”).

Will I get a copy?

Yes. Your signed copy is emailed once the marina countersigns, and a copy follows by certified mail the next month.

Key dates and terms

When do I need to sign?
  • November 30, 2026: last day for the two-year agreement.
  • December 31, 2026: last day for a one-year agreement, and to record a dock improvement (Exhibit B).

The sooner you sign, the more drawings you’re in.

What are my choices?
  • Two years: our lowest rate, locked through 2028. Sign by November 30.
  • One year: paid monthly or prepaid.
  • Month to month (new): wet slips, dry storage and the trailer yard, with no long-term commitment, at a higher monthly rate (see “What is month to month?”).

One- and two-year agreements start January 1, 2027. Paying by ACH, check or cash gets the lower rate on every option.

For every $100 of the one-year monthly rateCost for 12 months
Month to month, wet slipabout $1,344
Month to month, dry storage or trailer yardabout $1,416
One year, paid monthly$1,200
One year, prepaid$1,100
Two years, prepaid (per year)$1,050

Month to month suits seasonal boaters and anyone not ready to commit. If you keep your boat with us year-round, one or two years costs less.

Which spaces does this cover?

Wet slips, PWC ports, mobile home lots, dry storage, trailer yard and RV storage. Cabins and nightly RV sites are separate. If you have more than one space, you’ll get a link for each.

Why does everything renew on January 1 now?

One date means one signing season and one conversation a year, instead of renewals scattered across every month where things get missed, by us and by you. It also lets us plan work on the property around known commitments.

Why does the two-year offer end November 30?

December is our busiest month for paperwork, and two-year agreements take more care to set up. Agreements signed in December are still welcome as one-year agreements.

I want two years, but I don't have all my paperwork yet.

Sign by November 30 with what you have. Your two-year agreement and rate are locked in the day you sign. If your insurance certificate isn’t ready or isn’t quite right, you have 30 days to send it (see “How do I send my certificate, and what if it isn't right yet?”).

I might move or sell during 2027. Should I still sign?

Yes, and choose the one-year agreement if you’re unsure. A two-year agreement is a two-year commitment. On a wet slip, it can end early only by transfer to an approved buyer of your boat or improvement, with a $500 administrative fee.

Month to month: no long-term commitment

What is month to month?

A wet slip, dry storage space or trailer yard space rented one month at a time, with no one- or two-year commitment. It starts November 1, 2026, on available spaces only, at all three marinas.

What does it cost?

More per month than an agreement: the one-year monthly rate plus about 12% for a wet slip, or about 18% for dry storage and the trailer yard, rounded up to the next $5. Paying by ACH, check or cash is the lower rate. Every rate is posted on your marina’s rates page: Grandpappy Point, Mill Creek, Little Mineral.

Is there a minimum? How do I leave?

The minimum is two months. When you’re ready to leave, give us 30 days’ notice.

Can I switch to a one-year agreement later?

Yes, any time, and we hope you will. Your month to month ends the day your one-year agreement starts, even if you haven’t finished the two-month minimum. From then on you pay the lower agreement rate, and a wet slip on an agreement comes with the Navigator Card.

What isn't offered month to month?

PWC ports, mobile home lots and RV storage are offered on agreements only. A PWC port is available only to customers with a wet slip agreement of one year or more. Month to month doesn’t include the Navigator Card.

How do I get a month-to-month space?

Use Request a Slip on your marina’s website and tell us you’d like month to month, or call the office. For dry storage or the trailer yard, call the office. Reserve now for November 1; spaces are limited to what’s available.

  • Grandpappy Point: 903-465-6330
  • Mill Creek: 903-786-2227
  • Little Mineral: 903-786-2332
What do I need?

The same as any customer: your vessel details and a current insurance certificate (see “Who do I name on my insurance? (Forward this to your agent.)”). All marina rules apply.

I'm a current customer. Can I go month to month?

Until January 1, your current rate applies. From January 1, 2027, month to month is open to you on a wet slip, dry storage or trailer yard space, on the same terms. If you keep your boat with us year-round, a one- or two-year agreement costs less (see “What are my choices?”).

Already prepaid, or renewing off-cycle

I prepaid into 2027. How does that work?

Your prepaid months are honored at the rate you prepaid until they’re used up. Only then does the 2027 rate begin.

Example: you prepaid your slip through April 30, 2027. January through April are already paid, at your prepaid rate. Your first bill under the 2027 agreement is for May, at the 2027 rate.

My link doesn't show my prepayment.

Tell us before you sign. Email records@bcbmarina.com and we’ll correct the agreement and send a new link.

Why the deadlines? Why so early?

We have more than 1,000 agreements to collect, check and enter before January 1. Rushing that into the last two weeks of December is how mistakes happen. Spreading it over three months means your paperwork is handled properly, and the drawing is our way of thanking you for helping.

Paying

When do I set up payment?

Your payment authorization form comes separately, in the next few weeks and well before your first payment is due. Nothing on the signing page asks for a bank account or card. You just choose how you’ll pay, because that sets your rate.

I'm already on auto-pay. Do I need to do anything?

Not now. Your current auto-pay keeps running unchanged. When the new authorization form arrives, everyone completes it, so we can confirm the details we hold for every account.

Why is paying by ACH cheaper? Can I pay by check or cash?

Card processing costs us on every transaction; bank drafts cost far less, and we pass the savings to you. Check and cash get the ACH rate too. Pay at your marina office; cash isn’t handled on the docks.

Do I save by prepaying?

Yes. A year prepaid costs 11 months of the monthly rate. On the two-year agreement, each year prepaid costs 10½ months. Every option is printed on the rate schedule (bcbmarina.com/rates).

Can I switch from card to ACH later?

Yes. Your rate moves to the ACH rate at the next billing cycle.

What's included in my rate?
  • Wet slip: water, trash, restrooms and parking. Electric is metered and billed monthly at $0.15 per kWh with a $10 minimum; it isn’t rate-locked. Slip water is shut off in the coldest months.
  • Mobile home lot and storage: as stated in your agreement. Utilities on a mobile home lot, including septic, are the tenant’s.

Insurance

Who do I name on my insurance? (Forward this to your agent.)

Ask your agent to add these as additional insureds, primary and non-contributory, with a waiver of subrogation.

  • Wet slip: all three of your marina (below); BCB Marina Group LLC, 132 Grandpappy Dr., Denison, TX 75020; and U.S. Army Corps of Engineers, Tulsa District, 1645 South 101st East Avenue, Tulsa, OK 74128-4609
  • Mobile home lot: your marina

Your marina is one of: Grandpappy Point Marina LLC, 132 Grandpappy Drive, Denison, TX 75020 · Little Mineral Marina LLC, 300 Little Mineral Blvd, Pottsboro, TX 75076 · Mill Creek Marina LLC, 512 Mill Creek Resort Rd, Pottsboro, TX 75076.

One certificate for each vessel on your agreement, for example your boat and your personal watercraft.

How much coverage do I need?
  • Wet slip: liability of at least $300,000, plus hull coverage and protection for fuel spills, salvage and wreck removal.
  • Mobile home lot: liability of at least $300,000, and property coverage enough to replace your home and lot improvements, with a deductible no higher than $10,000 unless we approve otherwise.
  • Dry storage, trailer yard and RV storage: insure what you store against loss, theft and damage. The marina doesn’t insure it.
How do I send my certificate, and what if it isn't right yet?

Upload it when you sign, or have your agent email it to records@bcbmarina.com. If something’s missing, sign anyway. We’ll tell you in writing what needs to change, and you’ll have 30 days to fix it. When your policy renews, send the new certificate.

My boat isn't worth insuring for hull damage.

Ask us for a hull coverage waiver at records@bcbmarina.com. Liability and the other coverages still apply.

Why do you need my insurance at all?

It has always been required, by your agreement and by our federal lease with the Corps of Engineers. This year we’re documenting it once, for everyone, instead of chasing it one customer at a time.

Selling, moving and your improvements

I'm not renewing, or I've already given up my space.

Email records@bcbmarina.com. We’ll close out your account, send you a final settlement statement, and stop the reminders. If you’ve already turned in your keys or told the office, a quick email makes sure our records match.

Have an improvement on your slip and would rather give it to the marina than sell it (see “Are you taking my dock improvement?”)? Ask the office for the surrender form. It’s signed by hand, on paper.

I'm selling my boat. Does the buyer get my slip?

No. A slip doesn’t pass with the boat. The buyer applies like any new customer and gets a slip agreement of their own if approved. Tell us in writing before the sale. If your boat is listed and you expect it to sell soon, talk to your marina office; month to month (see “What is month to month?”) may suit you better than a full-year agreement.

I'm selling my mobile home.

The sale is between you and your buyer; the marina isn’t involved in it. Tell us in writing at least 30 days before closing. Your buyer applies as a new tenant and, if approved, signs a new lease of their own. Your lot rent continues until the sale closes.

I have an enclosure, lift or patio on my slip. How do I get it recognized?

Complete Part 1 of Exhibit B when you sign, by December 31, 2026. The simplest proof is your Grayson County Appraisal District notice, if the county bills you for it. Otherwise upload a bill of sale, a prior agreement or receipts. Can’t find them? Ask us; our files may have them. We’ll issue a Certificate in your name.

Are you taking my dock improvement?

No. You keep using it as you always have, and it stays yours to use and to sell through the marina. Our previous agreements already said that improvements become the marina’s property when the agreement ends. The 2027 agreement gives you more than that:

  • A Certificate recording your right, in your name.
  • 90 days to sell if your agreement ends for any reason other than non-payment.
  • A guaranteed buyer: if we don’t renew you for a reason other than default and it doesn’t sell, the marina buys it at fair market value set by an independent appraiser.
Can I sell or remove my lift, PWC port or dock box?

Yes. They’re your removable property. Let the office know before you sell or remove them.

We're listening, and who we are

I have a concern about my dock or boathouse.

Tell us, and be specific: your dock, your slip, and what you’re seeing. Our approach is repair first: where a dock or boathouse can be soundly repaired, we fix it rather than tear it down, so you stay in your slip while the work gets done. The boathouse repair program runs through 2027 and 2028, with our own crews and outside contractors working at the same time. Safety problems go to No Wake right away: ext. 7000 from any marina, or NoWake@grandpappy.com.

I have an open service job. Should I wait to sign?

No need. Your service work and your agreement are handled separately, and one doesn’t hold up the other. For service, call 903-465-6330 or email service@grandpappy.com. If it isn’t getting resolved, tell No Wake and a manager will follow up.

I'd like to talk to someone before I sign.

We’d like that too. Email records@bcbmarina.com or call your marina office, and a manager will call you to set a time.

Are the marinas for sale? Are there new owners?

No. None of the three marinas is for sale, together or separately, and the Burrage family continues to own them. If you hear otherwise, ask us.

Why does my agreement name a different company?

Your agreement is with the company that operates your marina: Grandpappy Point Marina LLC, Little Mineral Marina LLC or Mill Creek Marina LLC, each part of BCB Marina Group LLC. Older paperwork used Commodore Marine, L.P. The name changed; the family didn’t.

The fine print

What happens if I pay late?

A monthly payment received by the 10th is on time. Amounts unpaid ten days after the due date bear interest at 1.5% a month, and a returned payment is $25. If you’re having trouble, call us before the due date; we’d rather work it out early.

How do you count a partial month?

On a 30-day month. A period from the 16th to the end of the month counts as half a month.

What if I don't sign by December 31?
  • Wet slip: from January 1 your slip goes month to month (see “What is month to month?”): the higher monthly rate, a two-month minimum and 30 days’ notice, with no Navigator Card. All marina rules still apply.
  • Mobile home lot, dry storage, trailer yard or RV storage: call your marina office before December 31.

You can sign a one- or two-year agreement any time to get the lower rate.

Why are rates going up?

Costs have risen across the whole operation: wages, insurance, fuel, security and day-to-day running of the property. We’ve absorbed a large share but can’t absorb all of it. The two-year agreement and paying by ACH, check or cash are the two ways to keep your cost down.

Will rates go up again in 2028?

Yes. One-year agreements renew at the 2028 rate, which we’ll publish well ahead, the same way as this year. A two-year agreement signed now holds its rate through December 31, 2028.

Who pays property tax on my improvement?

You do, whether the county bills you or the marina passes it through, as under our previous agreements.

How do I end my agreement at the end of its term?

Give us written notice, by email to records@bcbmarina.com or at your marina office, before your term ends:

  • Wet slip or PWC port: within the notice period in your agreement. Remove your boat and any removable property by the last day of the term.
  • Mobile home lot: at least 60 days’ notice, and we give you the same.
  • Dry storage, trailer yard or RV storage: at least 30 days’ notice. Take your property with you and leave the space clean and clear.
Does the lake flood? What about the federal lease?

Lake Texoma is a flood-control lake, and the Corps of Engineers raises and lowers it as needed, so no space can be promised usable at every lake level. Each marina operates under a long-term Corps lease, all well beyond your agreement: Grandpappy Point through April 30, 2040; Little Mineral through June 30, 2036; Mill Creek through December 31, 2032.

Can anyone live at the marina?

No. The federal lease prohibits using anything on the property as a residence, full-time or part-time. Only the Corps can authorize an exception, in writing.

How to reach us

ForContact
Your 2027 agreement, a new link, closing out a spacerecords@bcbmarina.com
Grandpappy Point903-465-6330
Mill Creek903-786-2227
Little Mineral903-786-2332
Service and winterization903-465-6330 · service@grandpappy.com
Anything else, any timeNo Wake: ext. 7000 from any marina · NoWake@grandpappy.com

Every email gets an answer, and questions about your own agreement get a written reply.

Most of the rules behind these agreements come from our federal lease and federal regulations, and they apply to every commercial marina on Corps land. If something seems strange, ask. There's usually a reason, and we'd rather explain it than enforce it. The signed agreement governs. Rates exclude sales tax and other applicable taxes.